CSBCitystate Savings Bank, Inc.
N/A(+0.00%)
Latest close ·
52-week range
₱12.00₱19.48
Market cap
₱2.3B
Closing price
1M – 5Y · hover to inspectScroll to zoom
Jun 8 – Sep 3Analytics
~1yr of closesRSI (14)
oversold
MACD
below signal
Trailing return
1 month
-13.2%
3 months
-15.6%
Risk & trend
Volatility
126.2%
annualized · very high
Max drawdown
-33.2%
past year
50-day avg
₱14.79
price below
Sector peers
Financials- COLCOL Financial Group, Inc.₱1.40+0.00%
- PBCPhilippine Bank of Communications₱14.80+0.14%
- PBBPhilippine Business BankN/A+0.00%
- VVantage Equities, Inc.₱1.20-7.69%
- NRCPNational Reinsurance Corporation of the Philippines₱1.56+4.00%
- FERROFerronoux Holdings, Inc.₱4.20+1.20%
- BKRBright Kindle Resources & Investments Inc.₱0.52+4.00%
- NXGENNextGenesis CorporationN/A+0.00%
- LMGLMG Corp.₱0.36-2.70%
- FAFFirst Abacus Financial Holdings CorporationN/A+0.00%
Statistical profile
117 daily closesFundamentals
Sector P/E
6.3x
median · 19 peers
Sector P/B
0.69x
median · 19 peers
Free float
31.1%
Risk-adjusted return
Annualized
-44.0%
CAGR
Sharpe
0.12
per unit risk
Sortino
0.20
per unit downside
Downside dev.
80.4%
losses only
Daily return distribution
Avg daily
+0.09%
Positive days
28%
Best day
+35.5%
Worst day
-26.1%
Skewness
0.96
right tail
Excess kurtosis
5.14
fat tails
VaR (95%)
−12.2%
worst 5% of days
VaR (99%)
−20.2%
worst 1% of days
Return histogram
Normal distribution with the same average and spread
Balance sheet & income statement
PSE Edge · AnnualFY ended Dec 31, 2025 · figures in PHP except per-share rows
Balance sheet
| Item | Current | Previous |
|---|---|---|
| Current assets | 3,112,083,898 | 3,641,393,044 |
| Total assets | 7,417,807,368 | 6,395,025,951 |
| Current liabilities | 5,096,454,886 | 4,748,302,777 |
| Total liabilities | 6,110,425,283 | 5,243,839,586 |
| Retained earnings/(deficit) | -404,150,805 | -486,637,540 |
| Stockholders' equity | 1,307,382,085 | 1,151,186,366 |
| Stockholders' equity (parent) | 0 | 0 |
| Book value per share | ₱8.00 | ₱7.11 |
Income statement
| Item | Current | Previous |
|---|---|---|
| Gross revenue | 759,383,432(+29.5%) | 586,360,732 |
| Gross expense | 634,237,115 | 559,776,537 |
| Income/(loss) before tax | 121,425,570 | 16,550,970 |
| Net income/(loss) after tax | 99,222,146(+10162.7%) | 966,819 |
| Net income/(loss), parent | 0 | 0 |
| EPS (basic) | ₱0.61 | ₱0.01 |
| EPS (diluted) | ₱0.00 | ₱0.00 |
About CSB
Company profile — SEC Form 17-A (2024) · as of Aug 2026Citystate Savings Bank, Inc. (CSB) was registered with the Securities and Exchange Commission on May 20, 1997. The Monetary Board of the Bangko Sentral ng Pilipinas granted CSB a license to operate as a thrift bank on August 7, 1997. Thereafter, CSB began its banking operation on August 8, 1997.
Aside from the traditional products and services offered by a thrift bank, CSB offers banking services, such as but not limited to deposit products and services, cash management, onsite/offsite automated teller machine (ATM) facilities, corporate and retail banking, and treasury services. These products and services are marketed through its 34 branches/offices established mostly in Metro Manila and in the provinces with a total of 40 ATMs installed on sites and off sites. The Company caters to the needs of corporate, middle market, and retail clients.
- Incorporated
- May 20, 1997
- Board size
- 15 directors
- Fiscal year end
- 12/31 (Month/Day)
- External auditor
- Punongbayan & Araullo
- Headquarters
- 2F Citystate Centre Bldg., 709 Shaw Blvd., Pasig City
- Website
- citystatesavings.com
Citystate Savings Bank or CSBank is a Filipino publicly listed thrift bank listed on the Philippine Stock Exchange. The bank was a partnership between a group of Filipino businessmen led by Ambassador Antonio Cabangon Chua and a Singaporean investment holding company. It was granted the thrift bank license by the Monetary Board of Bangko Sentral ng Pilipinas in 1997. It is part of the ALC Group of Companies owned by the Cabangon family.
Citystate Savings Bank on Wikipedia →Disclosures & news
2 updates- Other Disclosure16d agoChange in Directors and/or Officers (Resignation, Removal or Appointment, Election and/or Promotion)
- Material Information16d agoMaterial Information/Transactions
Board of directors & management
PSE EdgeBoard of Directors
- ChairmanDominic Edgard A. Cabangon
- DirectorBenjamin V. Ramos
- DirectorD. Arnold A. Cabangon
- DirectorJ. Wilfredo A. Cabangon
- DirectorSusan M. Belen
- DirectorMichael F. Rellosa
- DirectorJaime Valentin L. Araneta
- DirectorDante T. Fuentes
- DirectorMaria Katrina C. Bote-Veguillas
- Independent DirectorWilfredo S. Madarang Jr.
- Independent DirectorEdith D. Dychiao
- Independent DirectorJose Roderick F. Fernando
- Independent DirectorReynaldo A. Catapang
- Independent DirectorFilomeno P. Cadiz
- Independent DirectorCarlos A. Valenzuela
Management officers
- PresidentBenjamin V. Ramos
- EVP and Chief Operating OfficerJaime Valentin L. Araneta
- VP, Corporate Treasurer and Head - TreasuryMarie Antoinette L. Dela Cruz
- Corporate SecretarySocrates M. Arevalo
- VP, Assistant Corporate Secretary and Head - Legal Services and Regulatory DepartmentJose D. De Leon
- VP, Chief Compliance OfficerAriel V. Ajesta
Seasonality
average return by calendar monthJan
-6.3
Feb
+2.5
Mar
-2.0
Apr
-2.5
May
+7.4
Jun
-0.2
Jul
-7.2
Aug
+2.3
Sep
+18.6
Oct
-10.7
Nov
+2.3
Dec
+20.0
Average % return by calendar month, up to 5 yearsof history. Only a few years back each month, so this is descriptive color, not a predictable “month effect.”
CSB frequently asked questions
9 questionsWhat is the stock symbol for Citystate Savings Bank, Inc.?
Citystate Savings Bank, Inc. trades on the Philippine Stock Exchange under the ticker symbol CSB.
What sector is Citystate Savings Bank, Inc. in?
CSB is listed in the Financials sector of the Philippine Stock Exchange, where it ranks #23 of 31 by market capitalization. Across the whole exchange it is #171 of 282, at ₱2.3B.
What is CSB's 52-week high and low?
CSB has traded between ₱12.00 and ₱19.48 over the past 52 weeks.
Is CSB a volatile stock?
CSB's annualized volatility over the past year is 126.2%, which PSEye classifies as very high against other PSE-listed stocks. Higher volatility means bigger day-to-day price swings in either direction, not necessarily a worse outcome. See the Analytics panel above for the full risk profile.
Does Citystate Savings Bank, Inc. pay dividends?
PSEye has no cash dividend on record for CSB in roughly the last two years. That is a statement about the corporate actions published on PSE Edge over that window, not a guarantee the company has never paid or will not pay one.
Is Citystate Savings Bank, Inc. growing?
In its latest annual filing (fiscal year ended Dec 31, 2025), CSB's revenue grew 29.5% and net income grew 10162.7% versus the prior fiscal year. That's one year-over-year comparison, not a multi-year trend, so check the Balance sheet & income statement panel above for the full figures before drawing a conclusion.
Is CSB a good stock to buy?
PSEye doesn't rate stocks as good or bad buys. What this page can tell you is factual: where CSB ranks by market cap (#171 of 282 on the exchange), its price history, valuation ratios, dividend record and recent company disclosures, all shown above. Whether that adds up to a good stock depends on your own criteria, and is worth researching beyond any single page, including this one.
Should I invest in CSB?
PSEye is a data tracker, not a financial advisor, so it can't tell you whether to invest in CSB or any other stock. The price, valuation, dividend and disclosure data on this page is meant to help you do your own research. Consider your own goals, risk tolerance and time horizon, and consult a licensed financial advisor before making an investment decision. If you're weighing a fixed, regular investment instead of a single lump sum, PSEye's DCA calculator shows how that strategy would have performed historically.
How can I buy CSB shares in the Philippines?
To buy CSB shares, open an account with a PSE-accredited stockbroker (most Philippine banks and several standalone brokers offer online trading accounts), fund it, and place a buy order using the ticker symbol CSB. A completed trade typically settles two trading days later (T+2). PSEye doesn't process trades or recommend a specific broker.
Delayed/EOD data, not real-time. Figures are statistics on past closing prices, not a forecast.