Normal distribution with the same average and spread
FY ended Dec 31, 2025 · figures in PHP Million except per-share rows
| Item | Current | Previous |
|---|---|---|
| Current assets | — | — |
| Total assets | 3,651,488 | 3,318,813 |
| Current liabilities | — | — |
| Total liabilities | 3,172,618 | 2,886,123 |
| Retained earnings/(deficit) | 274,071 | 236,332 |
| Stockholders' equity | 478,870 | 432,690 |
| Stockholders' equity (parent) | 476,553 | 430,469 |
| Book value per share | ₱90.19 | ₱81.65 |
| Item | Current | Previous |
|---|---|---|
| Gross revenue | 195,277(+14.8%) | 170,139 |
| Gross expense | 109,856 | 90,396 |
| Income/(loss) before tax | 85,422 | 79,742 |
| Net income/(loss) after tax | 66,847(+7.4%) | 62,240 |
| Net income/(loss), parent | 66,615 | 62,049 |
| EPS (basic) | ₱12.61 | ₱11.77 |
| EPS (diluted) | — | — |
Bank of the Philippine Islands (BPI) was incorporated on January 4, 1943, as a domestic commercial bank and went public on October 12, 1971. The Company offers an array of financial services that include corporate banking, consumer banking, investment banking, asset management, corporate finance, securities distribution, and insurance services.
The Company's principal subsidiaries are BPI Capital Corp.; BPI Direct BanKo, Inc.; BPI Asset Management and Trust Corporation; BPI Wealth Hongkong Limited; BPI (Europe) Plc (BPI Europe); BPI Investments Inc.; BPI Remittance Centre Hong Kong Ltd. (BERC HK); BPI Wealth Singapore Pte. Ltd.; Legazpi Savings Bank, Inc.; and BPI/MS Insurance Corp.
As of December 31, 2024, BPI operates 1,266 branches nationwide and 1,876 automated teller machines and cash accept machines. Overseas, the Company has two banking subsidiaries, BERC HK in Hong Kong and BPI Europe in London.
The Bank of the Philippine Islands (BPI) is a Philippine universal bank headquartered in Makati. It is the oldest bank in the Philippines and in Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines. The bank has a network of over 900 branches in the Philippines, Hong Kong and Europe, and more than 3,000 ATMs and CDMs.
Bank of the Philippine Islands on Wikipedia →TTM total
₱4.86
Average % return by calendar month, up to 5 yearsof history. Only a few years back each month, so this is descriptive color, not a predictable “month effect.”
Bank of the Philippine Islands (PSE: BPI) last traded at ₱103.40, down 0.58% on the day, as of Sep 10, 2026. Prices on this page are delayed or end-of-day, not real time.
Bank of the Philippine Islands trades on the Philippine Stock Exchange under the ticker symbol BPI.
BPI is listed in the Financials sector of the Philippine Stock Exchange, where it ranks #2 of 31 by market capitalization. Across the whole exchange it is #4 of 282, at ₱550.8B.
BPI has traded between ₱87.10 and ₱125.00 over the past 52 weeks. It is currently 17.3% below that high.
BPI's annualized volatility over the past year is 36.0%, which PSEye classifies as moderate against other PSE-listed stocks. Higher volatility means bigger day-to-day price swings in either direction, not necessarily a worse outcome. See the Analytics panel above for the full risk profile.
BPI trades at a price-to-earnings ratio of 8.2 and a price-to-book of 1.15, based on basic earnings per share from its latest annual filing (fiscal year ended Dec 31, 2025). Annual figures can be up to a year old, so this is not a trailing-twelve-month multiple.
PSEye doesn't label any stock overvalued or undervalued. BPI currently trades at a P/E of 8.2 and a P/B of 1.15, but whether that's cheap or expensive depends on the sector, growth prospects, and what comparable companies trade at, none of which a ratio alone can tell you. For comparison, Financials peers with a computable ratio trade at a sector median P/E of 6.2 and a sector median P/B of 0.63 (18 peers). The Sector peers panel above lists 10 similarly-sized Financials companies to compare against directly.
Yes. BPI has paid 2 cash dividends in the last twelve months, totalling ₱4.86 per share, a trailing yield of 4.70% at the current price. Cash dividends have a 10% final withholding tax deducted before they reach your account.
In its latest annual filing (fiscal year ended Dec 31, 2025), BPI's revenue grew 14.8% and net income grew 7.4% versus the prior fiscal year. That's one year-over-year comparison, not a multi-year trend, so check the Balance sheet & income statement panel above for the full figures before drawing a conclusion.
PSEye doesn't rate stocks as good or bad buys. What this page can tell you is factual: where BPI ranks by market cap (#4 of 282 on the exchange), its price history, valuation ratios, dividend record and recent company disclosures, all shown above. Whether that adds up to a good stock depends on your own criteria, and is worth researching beyond any single page, including this one.
PSEye is a data tracker, not a financial advisor, so it can't tell you whether to invest in BPI or any other stock. The price, valuation, dividend and disclosure data on this page is meant to help you do your own research. Consider your own goals, risk tolerance and time horizon, and consult a licensed financial advisor before making an investment decision. If you're weighing a fixed, regular investment instead of a single lump sum, PSEye's DCA calculator shows how that strategy would have performed historically.
To buy BPI shares, open an account with a PSE-accredited stockbroker (most Philippine banks and several standalone brokers offer online trading accounts), fund it, and place a buy order using the ticker symbol BPI. A completed trade typically settles two trading days later (T+2). PSEye doesn't process trades or recommend a specific broker.
Delayed/EOD data, not real-time. Figures are statistics on past closing prices, not a forecast.