Normal distribution with the same average and spread
FY ended Dec 31, 2025 · figures in PHP (In Thousands) except per-share rows
| Item | Current | Previous |
|---|---|---|
| Current assets | 737,874,048 | 721,418,021 |
| Total assets | 1,374,833,853 | 1,257,610,853 |
| Current liabilities | 1,082,823,183 | 1,009,642,238 |
| Total liabilities | 1,134,554,052 | 1,040,981,912 |
| Retained earnings/(deficit) | 134,605,261 | 113,663,851 |
| Stockholders' equity | 240,279,801 | 216,628,941 |
| Stockholders' equity (parent) | 236,353,917 | 212,846,973 |
| Book value per share | ₱154.91 | ₱139.50 |
| Item | Current | Previous |
|---|---|---|
| Gross revenue | 84,113,386(+6.0%) | 79,340,844 |
| Gross expense | 50,282,140 | 49,195,036 |
| Income/(loss) before tax | 32,174,964 | 26,277,697 |
| Net income/(loss) after tax | 25,341,762(+19.7%) | 21,177,965 |
| Net income/(loss), parent | 25,255,162 | 21,052,896 |
| EPS (basic) | ₱16.55 | ₱13.80 |
| EPS (diluted) | ₱16.55 | ₱13.80 |
Philippine National Bank (PNB) was incorporated on July 22, 1916 to engage in the general commercial banking business. PNB provides a range of banking and financial services to corporate, middle-market, small and medium enterprises and retail customers, including overseas Filipino workers, as well as to the Philippine national government, national government agencies, local government units and government-owned and -controlled corporations in the Philippines.
PNB's principal commercial banking activities include deposit-taking, lending, trade financing, foreign exchange dealings, bills discounting, fund transfers, remittance servicing, asset management, treasury operations, comprehensive trust services, retail banking and other related financial services.
As of December 31, 2024, PNB has 631 domestic branches and 1,715 automated teller machines nationwide. PNB also maintains 71 overseas branches, representative offices, remittance centers and subsidiaries across Asia, Europe, the Middle East, and North America.
The Philippine National Bank is a major Filipino bank based in Pasay in the Philippines. It was established by the Philippine government on July 22, 1916, during the American Era.
Philippine National Bank on Wikipedia →TTM total
₱4.13
Average % return by calendar month, up to 5 yearsof history. Only a few years back each month, so this is descriptive color, not a predictable “month effect.”
Philippine National Bank (PSE: PNB) last traded at ₱78.25, up 2.09% on the day, as of Sep 10, 2026. Prices on this page are delayed or end-of-day, not real time.
Philippine National Bank trades on the Philippine Stock Exchange under the ticker symbol PNB.
PNB is listed in the Financials sector of the Philippine Stock Exchange, where it ranks #5 of 31 by market capitalization. Across the whole exchange it is #28 of 282, at ₱116.9B.
PNB has traded between ₱50.40 and ₱78.00 over the past 52 weeks. It is currently 0.3% above that high.
PNB's annualized volatility over the past year is 33.2%, which PSEye classifies as moderate against other PSE-listed stocks. Higher volatility means bigger day-to-day price swings in either direction, not necessarily a worse outcome. See the Analytics panel above for the full risk profile.
PNB trades at a price-to-earnings ratio of 4.7 and a price-to-book of 0.51, based on basic earnings per share from its latest annual filing (fiscal year ended Dec 31, 2025). Annual figures can be up to a year old, so this is not a trailing-twelve-month multiple.
PSEye doesn't label any stock overvalued or undervalued. PNB currently trades at a P/E of 4.7 and a P/B of 0.51, but whether that's cheap or expensive depends on the sector, growth prospects, and what comparable companies trade at, none of which a ratio alone can tell you. For comparison, Financials peers with a computable ratio trade at a sector median P/E of 6.8 and a sector median P/B of 0.71 (18 peers). The Sector peers panel above lists 10 similarly-sized Financials companies to compare against directly.
Yes. PNB has paid 3 cash dividends in the last twelve months, totalling ₱4.13 per share, a trailing yield of 5.28% at the current price. Cash dividends have a 10% final withholding tax deducted before they reach your account.
In its latest annual filing (fiscal year ended Dec 31, 2025), PNB's revenue grew 6.0% and net income grew 19.7% versus the prior fiscal year. That's one year-over-year comparison, not a multi-year trend, so check the Balance sheet & income statement panel above for the full figures before drawing a conclusion.
PSEye doesn't rate stocks as good or bad buys. What this page can tell you is factual: where PNB ranks by market cap (#28 of 282 on the exchange), its price history, valuation ratios, dividend record and recent company disclosures, all shown above. Whether that adds up to a good stock depends on your own criteria, and is worth researching beyond any single page, including this one.
PSEye is a data tracker, not a financial advisor, so it can't tell you whether to invest in PNB or any other stock. The price, valuation, dividend and disclosure data on this page is meant to help you do your own research. Consider your own goals, risk tolerance and time horizon, and consult a licensed financial advisor before making an investment decision. If you're weighing a fixed, regular investment instead of a single lump sum, PSEye's DCA calculator shows how that strategy would have performed historically.
To buy PNB shares, open an account with a PSE-accredited stockbroker (most Philippine banks and several standalone brokers offer online trading accounts), fund it, and place a buy order using the ticker symbol PNB. A completed trade typically settles two trading days later (T+2). PSEye doesn't process trades or recommend a specific broker.
Delayed/EOD data, not real-time. Figures are statistics on past closing prices, not a forecast.