Normal distribution with the same average and spread
FY ended Dec 31, 2025 · figures in PhP (in Millions) except per-share rows
| Item | Current | Previous |
|---|---|---|
| Current assets | 2,046,694 | 1,796,039 |
| Total assets | 5,431,556 | 4,876,050 |
| Current liabilities | 4,427,171 | 4,026,324 |
| Total liabilities | 4,787,410 | 4,298,655 |
| Retained earnings/(deficit) | 344,510 | 291,654 |
| Stockholders' equity | 644,146 | 577,395 |
| Stockholders' equity (parent) | 641,074 | 574,671 |
| Book value per share | ₱119.03 | ₱106.84 |
| Item | Current | Previous |
|---|---|---|
| Gross revenue | 379,300(+8.4%) | 349,777 |
| Gross expense | 256,692 | 232,056 |
| Income/(loss) before tax | 107,601 | 103,691 |
| Net income/(loss) after tax | 87,479(+6.4%) | 82,220 |
| Net income/(loss), parent | 87,174 | 82,019 |
| EPS (basic) | ₱16.28 | ₱15.34 |
| EPS (diluted) | ₱16.22 | ₱15.30 |
BDO Unibank Inc. (BDO), originally known as Acme Savings Bank, was acquired by the SM Group in 1976. BDO listed its shares on the Philippine Stock Exchange on May 21, 2002. The Company merged with Equitable PCI Bank in May 2007.
BDO offers an array of products and services including lending (corporate and consumer), deposit-taking, foreign exchange brokering, trust and investments, credit cards, retail cash cards, corporate cash management and remittances. Through its subsidiaries, the Company offers leasing and financing, investment banking, private banking, rural banking, life insurance, property and casualty insurance brokerage, and online and traditional stock brokerage services.
The Company's subsidiaries include BDO Capital & Investment Corporation; BDO Private Bank, Inc.; BDO Leasing and Finance, Inc.; BDO Finance Corporation; and BDO Securities Corporation.
As of December 31, 2024, BDO's network consists of 1,791 operating domestic branches (inclusive of one branch each in Hong Kong and Singapore), 4,923 automated teller machines, 481 universal teller machines, 411 cash accept machines, and 14 overseas remittance and representative offices across Asia, North America, Europe, and the Middle East.
BDO Unibank, Inc., commonly known as Banco de Oro (BDO), is a Philippine banking company based in Makati City, Philippines. BDO Unibank is a member of the SM Group and can be found at SM Malls throughout the country.
Banco de Oro on Wikipedia →TTM total
₱5.50
Average % return by calendar month, up to 5 yearsof history. Only a few years back each month, so this is descriptive color, not a predictable “month effect.”
BDO Unibank, Inc. (PSE: BDO) last traded at ₱118.40, down 0.42% on the day, as of Sep 10, 2026. Prices on this page are delayed or end-of-day, not real time.
BDO Unibank, Inc. trades on the Philippine Stock Exchange under the ticker symbol BDO.
BDO is listed in the Financials sector of the Philippine Stock Exchange, where it ranks #1 of 31 by market capitalization. Across the whole exchange it is #3 of 282, at ₱634.4B.
BDO has traded between ₱111.80 and ₱150.90 over the past 52 weeks. It is currently 21.5% below that high.
BDO's annualized volatility over the past year is 36.5%, which PSEye classifies as moderate against other PSE-listed stocks. Higher volatility means bigger day-to-day price swings in either direction, not necessarily a worse outcome. See the Analytics panel above for the full risk profile.
BDO trades at a price-to-earnings ratio of 7.3 and a price-to-book of 0.99, based on basic earnings per share from its latest annual filing (fiscal year ended Dec 31, 2025). Annual figures can be up to a year old, so this is not a trailing-twelve-month multiple.
PSEye doesn't label any stock overvalued or undervalued. BDO currently trades at a P/E of 7.3 and a P/B of 0.99, but whether that's cheap or expensive depends on the sector, growth prospects, and what comparable companies trade at, none of which a ratio alone can tell you. For comparison, Financials peers with a computable ratio trade at a sector median P/E of 6.2 and a sector median P/B of 0.63 (18 peers). The Sector peers panel above lists 10 similarly-sized Financials companies to compare against directly.
Yes. BDO has paid 5 cash dividends in the last twelve months, totalling ₱5.50 per share, a trailing yield of 4.65% at the current price. Cash dividends have a 10% final withholding tax deducted before they reach your account.
In its latest annual filing (fiscal year ended Dec 31, 2025), BDO's revenue grew 8.4% and net income grew 6.4% versus the prior fiscal year. That's one year-over-year comparison, not a multi-year trend, so check the Balance sheet & income statement panel above for the full figures before drawing a conclusion.
PSEye doesn't rate stocks as good or bad buys. What this page can tell you is factual: where BDO ranks by market cap (#3 of 282 on the exchange), its price history, valuation ratios, dividend record and recent company disclosures, all shown above. Whether that adds up to a good stock depends on your own criteria, and is worth researching beyond any single page, including this one.
PSEye is a data tracker, not a financial advisor, so it can't tell you whether to invest in BDO or any other stock. The price, valuation, dividend and disclosure data on this page is meant to help you do your own research. Consider your own goals, risk tolerance and time horizon, and consult a licensed financial advisor before making an investment decision. If you're weighing a fixed, regular investment instead of a single lump sum, PSEye's DCA calculator shows how that strategy would have performed historically.
To buy BDO shares, open an account with a PSE-accredited stockbroker (most Philippine banks and several standalone brokers offer online trading accounts), fund it, and place a buy order using the ticker symbol BDO. A completed trade typically settles two trading days later (T+2). PSEye doesn't process trades or recommend a specific broker.
Delayed/EOD data, not real-time. Figures are statistics on past closing prices, not a forecast.