RCBRizal Commercial Banking Corporation
N/A(+0.00%)
Latest close ·
52-week range
₱22.00₱26.20
Market cap
₱55.3B
Closing price
1M – 5Y · hover to inspectScroll to zoom
Jun 11 – Sep 9Analytics
~1yr of closesRSI (14)
neutral
MACD
below signal
Trailing return
1 month
-0.7%
3 months
+0.4%
Risk & trend
Volatility
22.3%
annualized · moderate
Max drawdown
-16.0%
past year
50-day avg
₱23.02
price below
200-day avg
₱24.16
price below
Sector peers
Financials- CBCChina Banking Corporation₱52.50-1.50%
- PNBPhilippine National Bank₱78.25+2.09%
- PTCPhilippine Trust CompanyN/A+0.00%
- AUBAsia United Bank Corporation₱52.75-0.47%
- UBPUnion Bank of the Philippines₱22.90-0.22%
- SECBSecurity Bank Corporation₱64.05-0.23%
- DHIDominion Holdings, Inc.N/A+0.00%
- EWEast West Banking Corporation₱10.12+0.20%
- PSBPhilippine Savings Bank₱52.00+0.00%
- PSEThe Philippine Stock Exchange, Inc.₱213.00+0.19%
Statistical profile
221 daily closesFundamentals
Sector P/E
6.3x
median · 19 peers
Sector P/B
0.69x
median · 19 peers
Free float
14.2%
Risk-adjusted return
Annualized
-10.4%
CAGR
Sharpe
-0.63
per unit risk
Sortino
-0.89
per unit downside
Downside dev.
15.9%
losses only
Daily return distribution
Avg daily
-0.03%
Positive days
36%
Best day
+6.6%
Worst day
-5.2%
Skewness
0.40
right tail
Excess kurtosis
5.08
fat tails
VaR (95%)
−2.1%
worst 5% of days
VaR (99%)
−4.4%
worst 1% of days
Return histogram
Normal distribution with the same average and spread
Income
Yield (TTM)
N/A
Dividends
₱0.81
TTM
Payouts
1
TTM
Balance sheet & income statement
PSE Edge · AnnualFY ended Dec 31, 2025 · figures in PHP (in millions ) except per-share rows
Balance sheet
| Item | Current | Previous |
|---|---|---|
| Current assets | 307,126 | 354,501 |
| Total assets | 1,356,436 | 1,360,153 |
| Current liabilities | 431,024 | 330,411 |
| Total liabilities | 1,205,267 | 1,201,662 |
| Retained earnings/(deficit) | 72,601 | 67,480 |
| Stockholders' equity | 151,169 | 158,491 |
| Stockholders' equity (parent) | 151,164 | 158,485 |
| Book value per share | ₱62.46 | ₱59.53 |
Income statement
| Item | Current | Previous |
|---|---|---|
| Gross revenue | 63,277(+18.5%) | 53,408 |
| Gross expense | 50,024 | 40,420 |
| Income/(loss) before tax | 13,253 | 12,988 |
| Net income/(loss) after tax | 10,558(+10.9%) | 9,520 |
| Net income/(loss), parent | 10,559 | 9,520 |
| EPS (basic) | ₱4.06 | ₱3.48 |
| EPS (diluted) | ₱4.06 | ₱3.48 |
About RCB
Company profile — SEC Form 17-A (2024) · as of Aug 2026Rizal Commercial Banking Corporation (RCB) was originally incorporated on September 23, 1960 under the name Rizal Development Bank and began operations as a private development bank in the province of Rizal. The Company was acquired in 1962 by members of the Yuchengco Group of Companies, a financial services conglomerate with market presence in insurance and other risk management services. In 1963, RCB received approval from the Bangko Sentral ng Pilipinas to operate as a commercial bank and began operations under its present name. RCB acquired its universal banking license in 1989.
RCB offers commercial, corporate and consumer lending products, cash management products, treasury products, remittance services as well as digital and mobile services. RCB also enters into forward currency contracts as an accommodation to its clients and as a means of managing its foreign exchange exposures. RCB and its subsidiaries are engaged in all aspects of traditional banking, investment banking, retail financing (auto, mortgage/housing loans, credit cards and microfinance loans), remittance, leasing, foreign exchange and stock brokering.
The Company's subsidiaries include RCBC Capital Corporation; RCBC Securities, Inc.; RCBC Bankard Services Corporation; RCBC Forex Brokers Corporation; RCBC International Finance Limited; Rizal Microbank, Inc.; RCBC-JPL Holding Company; RCBC Leasing and Finance Corporation; and Niyog Property Holdings, Inc.
As of December 31, 2024, RCB has 465 business centers, inclusive of six extension offices and supplemented by 1,482 automated teller machines.
- Incorporated
- Sep 23, 1960
- Board size
- 15 directors
- Fiscal year end
- 12/31 (Month/Day)
- External auditor
- Punongbayan & Araullo
- Headquarters
- 12/F Yuchengco Tower, RCBC Plaza, 6819 Ayala Ave. cor. Sen. Gil. J. Puyat Ave., Makati City 1200
- Website
- www.rcbc.com
The Rizal Commercial Banking Corporation, commonly known as RCBC is one of the largest universal banks in the Philippines with total consolidated resources of Ph₱ 1.57 trillion. It was established in 1960 as a development bank and is licensed by the Bangko Sentral ng Pilipinas (BSP) for both commercial and investment banking. It is currently headquartered at RCBC Plaza in Makati, Metro Manila.
Rizal Commercial Banking Corporation on Wikipedia →Disclosures & news
5 updates- Other Disclosure10d ago[Amend-1]Change in Directors and/or Officers (Resignation, Removal or Appointment, Election and/or Promotion)
- Material Information10d agoMaterial Information/Transactions
- Other Disclosure10d agoChange in Directors and/or Officers (Resignation, Removal or Appointment, Election and/or Promotion)
- Other Disclosure16d agoPress Release
- Material Information16d agoMaterial Information/Transactions
Dividend history
1 payout on recordTTM total
₱0.81
- Ex-date Apr 15, 2026₱0.81/share
Board of directors & management
PSE EdgeBoard of Directors
- ChairpersonHelen Y. Dee
- Corporate Vice ChairpersonCesar E.A. Virata
- DirectorEugene S. Acevedo
- DirectorArmando M. Medina
- DirectorJohn Law
- DirectorShih-Chiao (Joe) Lin
- DirectorGayatri P. Bery
- DirectorHiroki Nakatsuka
- DirectorKatsufumi Uchida
- Lead Independent DirectorJuan B. Santos
- Independent DirectorGabriel S. Claudio
- Independent DirectorErika Fille T. Legara
- Independent DirectorVaughn F. Montes
- Independent DirectorLaurito E. Serrano
Management officers
- President and Chief Executive OfficerEugene S. Acevedo
- EVP and Deputy Chief Executive OfficerReginaldo Anthony B. Cariaso
- EVP and Group Head - Institutional BankingElizabeth E. Coronel
- EVP and Group HeadRichard C. Lim
- EVP, Treasurer and Group Head - TreasuryAlberto Magno N. Pedrosa
- EVP, Chief Risk Officer and Group Head - Risk ManagementBennett Clarence D. Santiago
- EVP, Chief Innovation & Inclusion Officer and Group Head - Digital Enterprise & InnovationsAngelito M. Villanueva
- FSVP and Group Head - Corporate PlanningMaria Christina P. Alvarez
- FSVP, Corporate Secretary and Group Head - Legal AffairsGeorge Gilbert G. Dela Cuesta
- FSVP and Group Head - ControllershipFlorentino M. Madonza
- FSVP and Segment Head - Subsidiaries Treasury Risk PositionJoseph Colin B. Rodriguez
- FSVP and Group Head - Human ResourcesRowena F. Subido
- FSVP and Group Head - Global Transaction BankingMartin Roberto G. Tirol
- SVP 2 and Group Head - Consumer LendingRamil M. De Villa
- SVP 2, Group Head - OperationsJuan Gabriel R. Tomas, IV
- SVP 2, Group Head - Wealth Management GroupJacqueline Grace B. Wieneke
- SVP 1 and Group Head - Internal Audit GroupKristine I. Aguirre
- SVP 1 and Group Head - Data Science & AnalyticsMa. Pamela Katrina M. Cabudoy
- SVP 1, Chief Compliance Officer and Group Head - Regulatory AffairsSheila Ricca G. Dioso
- SVP 1 - Strategic InitiativesXavier Y. Zialcita
- FVP and Group Head - Information Technology Shared ServicesJohn Edward F. Alabastro
- Assistant Corporate SecretaryJoyce Corine O. Lacson
- Assistant Corporate SecretaryMaria Cecilia V. Chaneco-Lonzon
Seasonality
average return by calendar monthJan
+0.2
Feb
+1.7
Mar
-0.7
Apr
-3.5
May
-1.1
Jun
+1.5
Jul
-0.6
Aug
-0.3
Sep
+5.8
Oct
+2.1
Nov
-2.4
Dec
+2.8
Average % return by calendar month, up to 5 yearsof history. Only a few years back each month, so this is descriptive color, not a predictable “month effect.”
RCB frequently asked questions
9 questionsWhat is the stock symbol for Rizal Commercial Banking Corporation?
Rizal Commercial Banking Corporation trades on the Philippine Stock Exchange under the ticker symbol RCB.
What sector is Rizal Commercial Banking Corporation in?
RCB is listed in the Financials sector of the Philippine Stock Exchange, where it ranks #9 of 31 by market capitalization. Across the whole exchange it is #54 of 282, at ₱55.3B.
What is RCB's 52-week high and low?
RCB has traded between ₱22.00 and ₱26.20 over the past 52 weeks.
Is RCB a volatile stock?
RCB's annualized volatility over the past year is 22.3%, which PSEye classifies as moderate against other PSE-listed stocks. Higher volatility means bigger day-to-day price swings in either direction, not necessarily a worse outcome. See the Analytics panel above for the full risk profile.
Does Rizal Commercial Banking Corporation pay dividends?
Yes. RCB has paid 1 cash dividend in the last twelve months, totalling ₱0.81 per share. Cash dividends have a 10% final withholding tax deducted before they reach your account.
Is Rizal Commercial Banking Corporation growing?
In its latest annual filing (fiscal year ended Dec 31, 2025), RCB's revenue grew 18.5% and net income grew 10.9% versus the prior fiscal year. That's one year-over-year comparison, not a multi-year trend, so check the Balance sheet & income statement panel above for the full figures before drawing a conclusion.
Is RCB a good stock to buy?
PSEye doesn't rate stocks as good or bad buys. What this page can tell you is factual: where RCB ranks by market cap (#54 of 282 on the exchange), its price history, valuation ratios, dividend record and recent company disclosures, all shown above. Whether that adds up to a good stock depends on your own criteria, and is worth researching beyond any single page, including this one.
Should I invest in RCB?
PSEye is a data tracker, not a financial advisor, so it can't tell you whether to invest in RCB or any other stock. The price, valuation, dividend and disclosure data on this page is meant to help you do your own research. Consider your own goals, risk tolerance and time horizon, and consult a licensed financial advisor before making an investment decision. If you're weighing a fixed, regular investment instead of a single lump sum, PSEye's DCA calculator shows how that strategy would have performed historically.
How can I buy RCB shares in the Philippines?
To buy RCB shares, open an account with a PSE-accredited stockbroker (most Philippine banks and several standalone brokers offer online trading accounts), fund it, and place a buy order using the ticker symbol RCB. A completed trade typically settles two trading days later (T+2). PSEye doesn't process trades or recommend a specific broker.
Delayed/EOD data, not real-time. Figures are statistics on past closing prices, not a forecast.