Normal distribution with the same average and spread
FY ended Dec 31, 2025 · figures in Php (in thousands) except per-share rows
| Item | Current | Previous |
|---|---|---|
| Current assets | — | — |
| Total assets | 237,300,366 | 216,356,773 |
| Current liabilities | — | — |
| Total liabilities | 191,200,473 | 172,250,845 |
| Retained earnings/(deficit) | 31,650,724 | 29,429,818 |
| Stockholders' equity | 46,099,894 | 44,105,928 |
| Stockholders' equity (parent) | — | — |
| Book value per share | ₱108.00 | ₱103.33 |
| Item | Current | Previous |
|---|---|---|
| Gross revenue | 20,351,627(+1.5%) | 20,051,942 |
| Gross expense | 16,315,313 | 14,114,312 |
| Income/(loss) before tax | 4,036,314 | 5,937,630 |
| Net income/(loss) after tax | 3,501,485(-32.8%) | 5,208,442 |
| Net income/(loss), parent | — | — |
| EPS (basic) | ₱8.20 | ₱12.20 |
| EPS (diluted) | — | — |
Philippine Savings Bank (PSB) was incorporated on June 30, 1959 to primarily engage in savings and mortgage banking. In 1983, Metropolitan Bank and Trust Company acquired a majority share in PSB, and in 2004 further increased its shareholdings to the present level of 88%. In 1991, the Company was authorized to perform trust functions, and in 1995, was granted quasi-banking license.
PSB's operating segments are organized and managed separately according to the nature of services provided and the different markets served, with each segment representing strategic business unit that offers different products and serves different markets. These business segments are consumer banking, corporate banking, branch banking, and treasury. PSB caters mainly to the retail and consumer markets.
The Bank has a 30% interest in Sumisho Motor Finance Corporation, a partnership with Sumitomo Corporation.
As of December 31, 2024, PSB has 250 branches and 528 automated teller machines nationwide.
The Philippine Savings Bank, shortened as PSBank or abbreviated as PSB, is a savings bank based in the Philippines. It is a subsidiary of Metrobank and is the largest savings bank in the Philippines.
PSBank on Wikipedia →TTM total
₱0.75
Average % return by calendar month, up to 5 yearsof history. Only a few years back each month, so this is descriptive color, not a predictable “month effect.”
Philippine Savings Bank (PSE: PSB) last traded at ₱52.00, up 0.00% on the day, as of Sep 10, 2026. Prices on this page are delayed or end-of-day, not real time.
Philippine Savings Bank trades on the Philippine Stock Exchange under the ticker symbol PSB.
PSB is listed in the Financials sector of the Philippine Stock Exchange, where it ranks #13 of 31 by market capitalization. Across the whole exchange it is #74 of 282, at ₱22.2B.
PSB has traded between ₱52.00 and ₱58.85 over the past 52 weeks. It is currently 11.6% below that high.
PSB's annualized volatility over the past year is 23.1%, which PSEye classifies as moderate against other PSE-listed stocks. Higher volatility means bigger day-to-day price swings in either direction, not necessarily a worse outcome. See the Analytics panel above for the full risk profile.
PSB trades at a price-to-earnings ratio of 6.3 and a price-to-book of 0.48, based on basic earnings per share from its latest annual filing (fiscal year ended Dec 31, 2025). Annual figures can be up to a year old, so this is not a trailing-twelve-month multiple.
PSEye doesn't label any stock overvalued or undervalued. PSB currently trades at a P/E of 6.3 and a P/B of 0.48, but whether that's cheap or expensive depends on the sector, growth prospects, and what comparable companies trade at, none of which a ratio alone can tell you. For comparison, Financials peers with a computable ratio trade at a sector median P/E of 6.7 and a sector median P/B of 0.71 (18 peers). The Sector peers panel above lists 10 similarly-sized Financials companies to compare against directly.
Yes. PSB has paid 1 cash dividend in the last twelve months, totalling ₱0.75 per share, a trailing yield of 1.44% at the current price. Cash dividends have a 10% final withholding tax deducted before they reach your account.
In its latest annual filing (fiscal year ended Dec 31, 2025), PSB's revenue grew 1.5% and net income fell 32.8% versus the prior fiscal year. That's one year-over-year comparison, not a multi-year trend, so check the Balance sheet & income statement panel above for the full figures before drawing a conclusion.
PSEye doesn't rate stocks as good or bad buys. What this page can tell you is factual: where PSB ranks by market cap (#74 of 282 on the exchange), its price history, valuation ratios, dividend record and recent company disclosures, all shown above. Whether that adds up to a good stock depends on your own criteria, and is worth researching beyond any single page, including this one.
PSEye is a data tracker, not a financial advisor, so it can't tell you whether to invest in PSB or any other stock. The price, valuation, dividend and disclosure data on this page is meant to help you do your own research. Consider your own goals, risk tolerance and time horizon, and consult a licensed financial advisor before making an investment decision. If you're weighing a fixed, regular investment instead of a single lump sum, PSEye's DCA calculator shows how that strategy would have performed historically.
To buy PSB shares, open an account with a PSE-accredited stockbroker (most Philippine banks and several standalone brokers offer online trading accounts), fund it, and place a buy order using the ticker symbol PSB. A completed trade typically settles two trading days later (T+2). PSEye doesn't process trades or recommend a specific broker.
Delayed/EOD data, not real-time. Figures are statistics on past closing prices, not a forecast.