Normal distribution with the same average and spread
FY ended Dec 31, 2025 · figures in PHP except per-share rows
| Item | Current | Previous |
|---|---|---|
| Current assets | 102,138,792,190 | 129,064,893,601 |
| Total assets | 286,853,531,525 | 265,440,067,055 |
| Current liabilities | 231,416,538,530 | 231,167,878,978 |
| Total liabilities | 250,275,495,147 | 232,209,999,804 |
| Retained earnings/(deficit) | 9,790,692,161 | 7,501,642,690 |
| Stockholders' equity | 36,578,036,378 | 33,230,067,251 |
| Stockholders' equity (parent) | 36,578,036,378 | 33,230,067,251 |
| Book value per share | ₱22.22 | ₱19.84 |
| Item | Current | Previous |
|---|---|---|
| Gross revenue | 12,608,513,420(+17.2%) | 10,756,373,898 |
| Gross expense | 7,800,545,046 | 6,813,055,677 |
| Income/(loss) before tax | 4,807,968,374 | 3,943,318,221 |
| Net income/(loss) after tax | 3,539,869,399(+17.0%) | 3,024,939,110 |
| Net income/(loss), parent | 3,539,869,399 | 3,024,939,110 |
| EPS (basic) | ₱2.32 | ₱1.98 |
| EPS (diluted) | ₱1.95 | ₱1.66 |
Bank of Commerce (BNCOM) was registered with the Securities and Exchange Commission on December 16, 1963. The Company traced its origins to the Overseas Bank of Manila with headquarters in Binondo, Manila. In November 1991, the Company adopted its present name. On December 23, 2021, the Bangko Sentral ng Pilipinas approved the upgrade of BNCOM's commercial banking license to a universal banking license.
The Company provides a range of products and services in deposits, commercial loans, credit card services, consumer banking, transaction banking, corporate banking, investment banking, treasury, asset management, and trust and investments. As of December 31, 2024, BNCOM has a network of 140 branches and 267 automated teller machines and cash kiosks nationwide.
BNCOM has a 24.26% equity interest in BIC Management and Consultancy Inc. as well as a 3.07% equity interest in Banco National de Guinea Equatorial as part of its partnership with the National Government of the Republic of Equatorial Guinea.
Bank of Commerce, commonly known as BankCom, is a universal bank in the Philippines and licensed by the Bangko Sentral ng Pilipinas (BSP). BankCom is the banking arm of diversified conglomerate San Miguel Corporation (SMC). It has a total network of 140 Branches and 260 Automated Teller Machines (ATMs) located nationwide, as of December 31, 2020. As of 2022, BankCom is the fifteenth largest bank in the Philippines in terms of assets.
Bank of Commerce on Wikipedia →TTM total
₱0.20
Average % return by calendar month, up to 5 yearsof history. Only a few years back each month, so this is descriptive color, not a predictable “month effect.”
Bank of Commerce (PSE: BNCOM) last traded at ₱10.50, down 0.94% on the day, as of Sep 10, 2026. Prices on this page are delayed or end-of-day, not real time.
Bank of Commerce trades on the Philippine Stock Exchange under the ticker symbol BNCOM.
BNCOM is listed in the Financials sector of the Philippine Stock Exchange, where it ranks #16 of 31 by market capitalization. Across the whole exchange it is #96 of 282, at ₱14.9B.
BNCOM has traded between ₱7.47 and ₱11.86 over the past 52 weeks. It is currently 11.5% below that high.
BNCOM's annualized volatility over the past year is 37.4%, which PSEye classifies as moderate against other PSE-listed stocks. Higher volatility means bigger day-to-day price swings in either direction, not necessarily a worse outcome. See the Analytics panel above for the full risk profile.
BNCOM trades at a price-to-earnings ratio of 4.5 and a price-to-book of 0.47, based on basic earnings per share from its latest annual filing (fiscal year ended Dec 31, 2025). Annual figures can be up to a year old, so this is not a trailing-twelve-month multiple.
PSEye doesn't label any stock overvalued or undervalued. BNCOM currently trades at a P/E of 4.5 and a P/B of 0.47, but whether that's cheap or expensive depends on the sector, growth prospects, and what comparable companies trade at, none of which a ratio alone can tell you. For comparison, Financials peers with a computable ratio trade at a sector median P/E of 6.8 and a sector median P/B of 0.71 (18 peers). The Sector peers panel above lists 10 similarly-sized Financials companies to compare against directly.
Yes. BNCOM has paid 1 cash dividend in the last twelve months, totalling ₱0.20 per share, a trailing yield of 1.90% at the current price. Cash dividends have a 10% final withholding tax deducted before they reach your account.
In its latest annual filing (fiscal year ended Dec 31, 2025), BNCOM's revenue grew 17.2% and net income grew 17.0% versus the prior fiscal year. That's one year-over-year comparison, not a multi-year trend, so check the Balance sheet & income statement panel above for the full figures before drawing a conclusion.
PSEye doesn't rate stocks as good or bad buys. What this page can tell you is factual: where BNCOM ranks by market cap (#96 of 282 on the exchange), its price history, valuation ratios, dividend record and recent company disclosures, all shown above. Whether that adds up to a good stock depends on your own criteria, and is worth researching beyond any single page, including this one.
PSEye is a data tracker, not a financial advisor, so it can't tell you whether to invest in BNCOM or any other stock. The price, valuation, dividend and disclosure data on this page is meant to help you do your own research. Consider your own goals, risk tolerance and time horizon, and consult a licensed financial advisor before making an investment decision. If you're weighing a fixed, regular investment instead of a single lump sum, PSEye's DCA calculator shows how that strategy would have performed historically.
To buy BNCOM shares, open an account with a PSE-accredited stockbroker (most Philippine banks and several standalone brokers offer online trading accounts), fund it, and place a buy order using the ticker symbol BNCOM. A completed trade typically settles two trading days later (T+2). PSEye doesn't process trades or recommend a specific broker.
Delayed/EOD data, not real-time. Figures are statistics on past closing prices, not a forecast.