Normal distribution with the same average and spread
FY ended Dec 31, 2025 · figures in PHP (IN THOUSANDS) except per-share rows
| Item | Current | Previous |
|---|---|---|
| Current assets | — | — |
| Total assets | 185,260,105 | 156,896,002 |
| Current liabilities | — | — |
| Total liabilities | 163,827,909 | 137,662,961 |
| Retained earnings/(deficit) | 7,260,322 | 5,322,252 |
| Stockholders' equity | 21,432,196 | 19,233,041 |
| Stockholders' equity (parent) | 21,432,196 | 19,233,041 |
| Book value per share | ₱44.60 | ₱40.00 |
| Item | Current | Previous |
|---|---|---|
| Gross revenue | 12,775,438(+11.4%) | 11,464,442 |
| Gross expense | 9,364,477 | 8,538,975 |
| Income/(loss) before tax | 3,411,341 | 2,926,086 |
| Net income/(loss) after tax | 2,547,946(+15.3%) | 2,210,273 |
| Net income/(loss), parent | 2,547,946 | 2,210,273 |
| EPS (basic) | ₱5.30 | ₱4.60 |
| EPS (diluted) | ₱5.30 | ₱4.60 |
Philippine Bank of Communications (PBC) was incorporated on August 23, 1939 and received the authority to engage in commercial banking from the then Bureau of Banking of the Department of Finance under the Philippine Commonwealth.
At present, the Company offers basic commercial banking services such as deposit products, credit and loan facilities, trade-related services, treasury and foreign exchange trading, cash management services, trust and investment management services. Ancillary services such as safety deposit boxes and manager's checks, demand drafts, acceptance of tax and SSS payments are also available. These products are both offered to individuals and corporate clients.
PBC's liability and ancillary products and services are distributed primarily through its 95 branches, four of which are pop-up formats in selected Puregold stores. These branches are supported by a network of 171 automated teller machines and 102 cash deposit machines.
The Company owns 40% of PBCom Finance Corporation. On January 11, 2021, the Board of PBC approved the dissolution and retirement of operations of its sole wholly-owned subsidiary, PBCom Insurance Services Agency, Inc. (PISAI), after being inactive for the past three years. On May 3, 2024, PISAI completed the settlement of its liabilities and liquidated its remaining assets for distribution to its stockholders. Following this, PBC received the release of PISAI s remaining assets and derecognized its investment in PISAI.
TTM total
₱0.00
YoY growth
-100.0%
Average % return by calendar month, up to 5 yearsof history. Only a few years back each month, so this is descriptive color, not a predictable “month effect.”
Philippine Bank of Communications (PSE: PBC) last traded at ₱14.80, up 0.14% on the day, as of Sep 10, 2026. Prices on this page are delayed or end-of-day, not real time.
Philippine Bank of Communications trades on the Philippine Stock Exchange under the ticker symbol PBC.
PBC is listed in the Financials sector of the Philippine Stock Exchange, where it ranks #19 of 31 by market capitalization. Across the whole exchange it is #124 of 282, at ₱7.1B.
PBC has traded between ₱14.78 and ₱18.60 over the past 52 weeks. It is currently 20.4% below that high.
PBC's annualized volatility over the past year is 39.8%, which PSEye classifies as moderate against other PSE-listed stocks. Higher volatility means bigger day-to-day price swings in either direction, not necessarily a worse outcome. See the Analytics panel above for the full risk profile.
PBC trades at a price-to-earnings ratio of 2.8 and a price-to-book of 0.33, based on basic earnings per share from its latest annual filing (fiscal year ended Dec 31, 2025). Annual figures can be up to a year old, so this is not a trailing-twelve-month multiple.
PSEye doesn't label any stock overvalued or undervalued. PBC currently trades at a P/E of 2.8 and a P/B of 0.33, but whether that's cheap or expensive depends on the sector, growth prospects, and what comparable companies trade at, none of which a ratio alone can tell you. For comparison, Financials peers with a computable ratio trade at a sector median P/E of 6.8 and a sector median P/B of 0.71 (18 peers). The Sector peers panel above lists 10 similarly-sized Financials companies to compare against directly.
In its latest annual filing (fiscal year ended Dec 31, 2025), PBC's revenue grew 11.4% and net income grew 15.3% versus the prior fiscal year. That's one year-over-year comparison, not a multi-year trend, so check the Balance sheet & income statement panel above for the full figures before drawing a conclusion.
PSEye doesn't rate stocks as good or bad buys. What this page can tell you is factual: where PBC ranks by market cap (#124 of 282 on the exchange), its price history, valuation ratios, dividend record and recent company disclosures, all shown above. Whether that adds up to a good stock depends on your own criteria, and is worth researching beyond any single page, including this one.
PSEye is a data tracker, not a financial advisor, so it can't tell you whether to invest in PBC or any other stock. The price, valuation, dividend and disclosure data on this page is meant to help you do your own research. Consider your own goals, risk tolerance and time horizon, and consult a licensed financial advisor before making an investment decision. If you're weighing a fixed, regular investment instead of a single lump sum, PSEye's DCA calculator shows how that strategy would have performed historically.
To buy PBC shares, open an account with a PSE-accredited stockbroker (most Philippine banks and several standalone brokers offer online trading accounts), fund it, and place a buy order using the ticker symbol PBC. A completed trade typically settles two trading days later (T+2). PSEye doesn't process trades or recommend a specific broker.
Delayed/EOD data, not real-time. Figures are statistics on past closing prices, not a forecast.